Curriculum Vitae

Researcher in Financial Technology, On-Chain Finance & RWA Tokenization

Research Interests

Decentralized finance (DeFi), real-world asset (RWA) tokenization, blended finance, on-chain financial infrastructure, digital asset regulation & policy, and corporate capital structure efficiency.

Education

Master's Degree in Financial Sciences & Accounting (Corporate Finance)2024 – 2026
Abubakar Belkaid University

Thesis: "Real-World Asset Tokenization and Its Impact on Financial Market Efficiency: A Firm-Level Simulation of Apple's Marketable Securities Portfolio"
Examines how tokenization infrastructure influences collateral mobility, liquidity efficiency, and cost-of-capital transmission. Employs a counterfactual simulation of Apple Inc. to measure effects on usable collateral, liquidity buffers, liberated capital, cost of debt, WACC, and ROE.

Bachelor's Degree in Corporate Finance2021 – 2024
Abubakar Belkaid University

Working Papers

Blockchain and Blended Blue Bonds: Strengthening Impact Integrity in Mediterranean Coastal Restoration
Co-authored | Forthcoming

Conceptualizes blockchain as a governance layer within blended Blue Bond structures to enhance traceability and standardize reporting workflows. Links environmental performance milestones to financial conditionality along the capital stack via smart contracts. Includes an institutional feasibility analysis using France as a pilot case.

Bottom-Up Climate Governance: Tokenizing Blue Carbon Assets for Economic Empowerment and Transnational Cooperation
Authored | Work in Progress

Conceptualizes decentralized financial (DeFi) architecture as a structural tool for transnational climate finance. Maps the operational mechanism design of tokenizing "Blue Carbon" Real-World Assets (RWAs) to evaluate their efficiency against traditional funding frameworks.

Research Experience & Projects

Plan Bleu ARTEMIS Project Workshop (June 2026)

Participated in specialized workshops on blended finance structures and environmental impact investments.

RwaInsite — RWA Intelligence Dashboard for MENA (2026)

Engineered a transparency and risk intelligence dashboard aggregating on-chain data, attestation freshness, and regulatory signals for tokenized assets across MENA.

Independent On-Chain Financial Analysis

Constructed Dune Analytics models and real-time dashboards to trace capital flows, protocol fee take-rates, and liquidity balance sheets across decentralized ecosystems.

Skills & Languages

Quantitative & Financial Modeling:DCF Modeling, Corporate Finance, WACC / ROE Simulation, Dune / SQL, PostgreSQL, Python, Financial Statement Modeling
Blockchain Architecture:Ethereum, EVM L2s, Sui, Aptos, Canton
Languages:Arabic (Native) · English (Fluent) · French (Intermediate)